Two days before flash floods on the Guadalupe River in Texas killed dozens of campers at a Christian girls summer camp, a state inspector approved operations, noting there was a written plan for responding to natural disasters.

Virginia Wynne Naylor, 8, was at Camp Mystic, a girls' summer camp with cabins along the river in a rural part of Kerr County, when the floods hit on July 4. Her family confirmed her death in a statement, referring to her as Wynne.

When tragedies are in the news — natural disasters, plane crashes, fires — parents naturally and unavoidably react by thinking about what might happen to their own children. And children worry in turn about what might happen to them.