If the winner is older, the lump sum may be the better choice, Love said. “If you accept the lump sum, you get all the money at one time, you get to invest the money however you want it to be invested, and you’re paying tax at a time when the effective tax rate is the lowest in a generation,” he said.

: $1.22 billion Mega Millions jackpot sold in Northern California remains unclaimed A lucky player in Northern California has won an estimated $1.22 billion in the Mega Millions lottery. The ticket, sold at Sunshine Food and Gas in Cottonwood,