Avoid debt review removal scams in South Africa. Learn from verified NCR fraud alerts, spot fake offers, and protect yourself ...

The National Credit Act (NCA) provides a framework for consumers facing financial difficulties through a process known as debt counselling, as outlined in Sections 86 and 87. This process allows ...

a) A summary of the affordability assessment conducted containing the before and after counseling situation with regard to monthly financial obligations and affordability of the consumer in ...

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For individuals struggling with debt, it can be challenging to make ends meet, let alone reduce their payments to what they can afford. However, there are options available that can help ease the ...

Important Note: Be aware that some codes, like A1, B, G, G1, I and J, are no longer directly updated in the system since April 12, 2022. If you encounter these codes, you’ll need to contact the NCR ...

It’s important to note that if there are issues with your debt counsellor or if they’re no longer practicing, you may need to seek assistance from the NDRC, the NCR or another registered debt ...

No, being under debt review is not a criminal record. It’s important to understand that debt review is a legal process designed to assist individuals who are struggling with significant debt. Its ...

Got More Questions? We have gathered the most frequently asked questions about exiting debt review here.

The cost of being removed from debt review in South Africa can vary depending on the specific circumstances of your case. It’s important to note that these are general guidelines, and individual cases ...

Section 86(10) of the National Credit Act 34 of 2005, often referred to in the context of debt review in South Africa, provides that a credit provider may terminate a debt review in the prescribed ...